Do you need a new kitchen or a new car? And do you want to pay monthly instalments on your loan? Are you dreaming of a long holiday or perhaps of consolidating all of your small debts into a single loan? With a consumer loan, you can purchase consumer goods or services immediately, and we can help you set up a repayment schedule that fits your financial situation. Danske Bank bases its loan offering to you on an individual assessment of your financial position

Car loans
Do you need a new car to go to work? Or perhaps a family car to drive the children to school or take the family on a holiday? Irrespective of your situation, the right car loan can allow you to buy a better car than you think. We have many useful financing tips. Usually, a separate car loan will make the purchase cheaper for you.

Consumption
With a consumer loan, you can purchase consumer goods or services immediately, and we can help you set up a repayment schedule that matches your financial situation.

Save money by consolidating small debts 
You can also use a consumer loan for other purposes. You can save money by taking out a consumer loan and using it to pay off credit card loans. Consolidating all of your debts into a single loan will also give you a better overview of your financial situation. 

Overdraft facility 
Several of our accounts offer overdraft facilities without set-up costs. The credit limit varies according to the account type – and in some cases may be raised, subject to agreement. With an overdraft facility, you pay interest only on the amount of credit that you have actually used. And as the credit facility is linked to your general account, you make regular payments when amounts are deposited in the account. You are not required to reduce your overdraft when using the facility. Instead, you repay the credit amount in full on termination. 

Advisory services
Before you take out a loan, you should know the costs involved. The APR (Annual Percentage Rate) indicates the real loan price. You should also know when to repay the loan, irrespective of whether you take out a loan with us or with another provider.