Use it as a salary, day-to-day shopping or budget account
Option of overdraft facility
Get a card
Create account - or call us on +45 70 123 456 to get an account.
You can order yourself in Danske Mobile Banking.
An account is one of the most fundamental bank products that we offer. Danske Konto is a simple and flexible solution for your day-to-day finances, and you can get several accounts to meet your various needs. For most people, it makes sense, for example, to have an account for day-to-day spending and another account for fixed expenses.
You can get an overdraft facility and a cash card or payment card for your Danske Konto account. And you can manage and name your accounts yourself in Danske eBanking.
Almost everyone needs more from a bank than just a single account. This may be additional accounts for other purposes, a payment card, a Mobile Banking app – and many other things. Therefore, we have gathered the products that our customers typically need in customer packages, which are adapted to the needs of various customer profiles.
If you are a young adult and/or a student, we have solutions tailored to your needs. For example, you get an account and a card for DKK 0 as well as a discount on home contents, accident, car and travel insurance
A Basal indlånskonto may be the right solution for you if all your requirements can be met by one card and one account.
A Basal indlånskonto provides an account that can be used as your NemKonto account, and you also get a Mastercard Hverdag+ payment card.
A Basal indlånskonto is only an option if you do not already have such a basic deposit account with us or with another bank. In other words, you can only have one Basal indlånskonto account.
If you also want access to Danske Mobile Banking, Danske eBanking or other services, you will have to opt for one of our other types of accounts.
Do you only need one account and a card for your day-to-day finances? If so, we offer a basic payment account with a few simple services that can make your day-to-day life easier:
A Basal
betalingskonto (Basic payment account) for salary payments, public benefits and
payment of bills, which will also be your new NemKonto account
A Mastercard Hverdag+ -
a basic debit card for withdrawing cash and for purchases online and in shops.
Danske Netbank (e-Banking), so that you can handle most money matters from home.
Betalingsservice (direct debit), so that your bills are paid automatically.
In the list of charges, you can also see the other charges and prices for account and card use.
Accounts
Tips and advice
A salary account is the account you use for day-to-day spending. This is the account into which your salary is paid, and it is typically the account for which the payment card that you use most frequently is issued. At Danske Bank, the Danske Konto account type is suited for this purpose.
A savings account is an account in which you set money aside for large purchases or to build up a buffer for unforeseen expenses. The most commonly used savings accounts are Danske Indlån.
If you have money that you are thinking of saving up, it may be a good idea to consider investing your savings. The reason for this is that the general interest rate level is currently very low, which means that we cannot offer you much interest on your savings. But there is also a risk of losing money when you invest, so you should always consult us before making investments.
At Danske Bank, the Danske Konto account type is the one you want if you need a budget account. You can open an account of this type yourself in Danske eBanking. To benefit from a budget account, you must draw up a budget, so that you know what your fixed expenses are over the year. Next, you set up a regular monthly transfer from your salary account that is adequate to cover your expenses. Then make sure that all fixed expenses are charged to your budget account.
That depends entirely on your needs and preferences. It is normally a good idea to have at least one account for day-to-day spending and a budget account for fixed expenses. A savings account to put aside money for large purchases, holidays and unforeseen expenses is also a good idea. Many families also benefit from having a separate groceries account with a payment card.
Yes. If, for example, you need a groceries account that several family members can use, or if you are a group saving up for a joint purpose, you can set up a joint account.
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