Terms and conditions - consumers

The following documents explain the rules for agreements between you and Danske Bank in Denmark.

To see prices for our product and services click here (the file is in Danish).

To see our currency margins click here (PDF)

General conditions
This document explains the general rules governing relations between personal customers and Danske Bank in Denmark.

General conditions - consumers (PDF)
Terms and conditions for payment accounts – consumers (PDF)
Danske Bank privacy notice (PDF)
Commissions (PDF)

Conditions for trading in financial instruments
This brochure gives an overview of your trading options and the terms that apply when you trade securities with Danske Bank.

Terms and conditions for trading in financial instruments (PDF)
Order execution policy financial instruments (PDF)
Information about trading in securities (PDF)
Danske Bank's major execution venues (PDF)
Terms and conditions for Danske Monthly Investment (PDF)

Conditions for custody accounts
This brochure explains the rules and procedures that apply to custody accounts held with Danske Bank.

Terms and conditions for custody accounts (UK version)
Investment Cost Overview (PDF)
List of charges for safe custody accounts, pension custody accounts and pledged custody accounts(PDF)
List of trading charges (PDF)

Fees and charges, interest and commission
Danske Bank earns referral commissions from some of its business partners. Here is an overview of the commissions. 

Commissions relating to investments paid to Danske Bank (PDF)
Terms and conditions for transfers to and from Denmark – consumers (PDF)
Computation and addition of interest - consumers (PDF)

Card conditions
Conditions Cheque and Cash Card Accounts (PDF)
Card conditions Visa/Dankort (PDF)
Card conditions MasterCard Direct (PDF)
Card conditions MasterCard Basis (PDF)
Card conditions Mastercard Guld (PDF)
Card conditions Mastercard Platin (PDF)
Card conditions Mastercard Platin Private Banking (PDF)
Card conditions World Elite Mastercard in Private Banking (PDF)
Card conditions World Elite Mastercard in Private Banking Elite (PDF) 

Insurance conditions – Mastercard
When Danske Bank arranges insurance for Mastercard cardholders (PDF)
Insurance conditions Mastercard Guld (PDF)
Insurance conditions Mastercard Platin (PDF)
Insurance conditions Mastercard optional insurance (PDF)
Insurance conditions Mastercard Platin Private Banking (PDF)
Insurance conditions World Elite Mastercard Private Banking (PDF)
Insurance conditions World Elite Mastercard Private Banking Elite (PDF)

Conditions for Danske eBanking 
Terms and conditions for Agreement on Electronic Signature – consumers (PDF)
Terms and conditions for Access Agreement - Danske eBanking – consumers (PDF)
Terms and conditions for agreement on Danske Mobile Banking - consumers (PDF)
Terms and conditions for agreement on Danske Mobile Banking 15 - 17 (PDF)
Terms and conditions for MitID
Privacy notice for MitID

Conditions for Betalingsservice 
General conditions for Betalingsservice Debtors (PDF)

Excerpts from Payment Services Act 
Excerpts from Payment Services Act (PDF)

Guarantee fund 
Fact sheet - Guarantee Fund (PDF)
Information sheet - Guarantee Fund (PDF)

Fee information documents
Private Banking Konto (PDF)
Danske Konto (PDF)