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Become a Premium customer with Danske Bank

Should I repay more on my loan or invest? How will my finances be affected if I reduce my working hours? Would it be better for me to use some of my home equity? When will I be able to retire? Can I get a dedicated, personal bank adviser? 

If your finances are solid and you recognise any of these questions, Premium may be the answer for you.

Get more out of your finances – now and in the years ahead

Premium is a package designed for you if your finances are healthy and offer a wide range of opportunities.

  • A dedicated Premium adviser with specialist training in identifying your options across home financing, pensions, savings and investments.
  • A personal wealth plan based on our  Panorama Plus™ tool showing you how to unlock your potential – now and in the years ahead.
  • At least once a year, your Premium adviser invites you to a follow-up meeting to check whether your wealth plan remains relevant if or when your circumstances change. 
  • Priority customer service access whenever you need help.
  • Special benefits, including a Mastercard Platin card at just DKK 199 per year.

If there are two of you in your household, we will be happy to look at your combined finances.

Price: DKK 99 per month per person. If two of you are registered for Premium in your household, you get a 25% discount.

I would like to be contacted


Who is Premium suitable for?


Perhaps you and your partner, if relevant, have good jobs, home equity and finances that are growing. Perhaps you are thinking about the next big step in your life, such as buying a bigger home, reducing your working hours, buying a new holiday home, buying a home for your children, taking early retirement – or something else entirely.

You know that your finances offer potential, but you are curious to find out just how much that potential actually is and how best to realise it. Now and in the many years ahead.


What can Premium do for you?
​

Understand the potential

  • Get a fresh perspective on home financing, pensions, investments and savings
  • Find out how your assets can unlock new opportunities

Gain the freedom to seize all your opportunities

  • Find out how your various dreams can become reality
  • Create financial flexibility to seize opportunities as they appear

Face the future with peace of mind

  • Understand what opportunities are available to you in the many years ahead
  • Make a plan for the coming years that will enable you to live your life to the fullest

FAQ about Premium

  • You and your partner or spouse, if relevant, can become Premium customers with Danske Bank if you have a combined business volume of at least DKK 2 million plus

    • home equity of at least DKK 2 million
    • or investable funds of at least DKK 2 million
    • or a combination of home equity and investable funds with a combined value of at least DKK 2 million 

    Business volume comprises savings, loans, investments and pensions with Danske Bank, Realkredit Danmark and/or Danica. 

    Investable funds comprise total deposits and the market value of securities held in custody accounts with Danske Bank plus the value of any personal and company pension schemes with Danica.

    Home equity is the part of the value of your property that exceeds the outstanding debt on your mortgage/bank home loan.

  • Are you a Danske Bank customer?

    If the value of your business volume and your assets, for example in the form of home equity and investable funds, match the Premium level criteria, simply complete the form below. We will then call you to arrange a meeting with a Premium adviser, and together you will look at your options for becoming a Premium customer.

    I would like to be contacted

    If you are not a  Danske Bank customer
    If you are not a Danske Bank customer, click to join us:

    Become a Danske Bank customer. One bank to cover all your needs

  • Being a Premium customer costs DKK 99 per person per month.

    If you are married or in a relationship and you and your partner reside at the same registered address, you are eligible for a 25% household discount.  

    With Premium, you get the following benefits:

    • A dedicated Premium adviser with specialist training in identifying your options across home financing, pensions, savings and investments.

    • A personal wealth plan and at least one annual follow-up meeting on the plan to ensure that it remains relevant when your circumstances change. Along the way, you will use tools such as Panorama Plus™ to gain a complete 360-degree overview of your finances.

    • Priority customer service access whenever you need help.

    • Special benefits, including a Mastercard Platin card at just DKK 199 per year (standard charge of DKK 1,395).  

  • As a Premium customer, you get the following added benefits:  

    • all the accounts you need (Danske Konto). It is easy to set up accounts in Danske eBanking and Danske Mobile Banking

    • a choice between a Mastercard Hverdag+, a Mastercard Basis or a Visa/Dankort card

    • an option to get an extra card without paying an annual fee: Mastercard Hverdag+ or Mastercard Basis

    • Danske eBanking and Danske Mobile Banking with a spending overview

    • an option to make DKK transfers in Danske Mobile Banking and Danske eBanking to other banks in Denmark free of charge

    • discounts on transfers of loans to Realkredit Danmark and pension schemes to Danica Pension


    *subject to credit assessment
  • Your Premium adviser understands customers with complex finances and will consider your home financing, pensions, savings and investments as a whole.

    This means that we will advise you about not just one aspect of your finances at a time but about how the various elements interact with one another – and how they are affected by the choices you make.

    You will also get an annual follow-up meeting to ensure that your wealth plan is adjusted as your life, your financial situation or your priorities change.

I would like to be contacted

Fill in the form below, and we will call you to arrange a short meeting with a Premium adviser.
At the meeting, you and the adviser will determine whether Premium is suitable for you.

Enjoy all the benefits.
Become a Danske Bank customer.

Become a customer
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