If you have a large sum in your account, you can deposit the money in a Danske Toprente account, which offers an attractive interest rate against restricting access to the funds for a period of time.
Please note that when you place your money in a savings account with restricted access for a long period of time to earn a fixed interest rate, it is possible that savings products other than Danske Toprente may later prove to have been a better choice for you.
Accounts
Tips and advice
A salary account is the account you use for day-to-day spending. This is the account into which your salary is paid, and it is typically the account for which the payment card that you use most frequently is issued. At Danske Bank, the Danske Konto account type is suited for this purpose.
A savings account is an account in which you set money aside for large purchases or to build up a buffer for unforeseen expenses. The most commonly used savings accounts are Danske Indlån.
If you have money that you are thinking of saving up, it may be a good idea to consider investing your savings. The reason for this is that the general interest rate level is currently very low, which means that we cannot offer you much interest on your savings. But there is also a risk of losing money when you invest, so you should always consult us before making investments.
At Danske Bank, the Danske Konto account type is the one you want if you need a budget account. You can open an account of this type yourself in Danske eBanking. To benefit from a budget account, you must draw up a budget, so that you know what your fixed expenses are over the year. Next, you set up a regular monthly transfer from your salary account that is adequate to cover your expenses. Then make sure that all fixed expenses are charged to your budget account.
That depends entirely on your needs and preferences. It is normally a good idea to have at least one account for day-to-day spending and a budget account for fixed expenses. A savings account to put aside money for large purchases, holidays and unforeseen expenses is also a good idea. Many families also benefit from having a separate groceries account with a payment card.
Yes. If, for example, you need a groceries account that several family members can use, or if you are a group saving up for a joint purpose, you can set up a joint account.
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