Would you like to transfer money to another country? Or does someone in another country want to send money to you? 

On this page, you can find advice on what to do in connection with cross-border payments. You will also find tips on how to make the transaction as easy and inexpensive as possible.

If you want to transfer funds to another country, you have three options:

1) Use Danske Mobile Banking – the easiest and most inexpensive way of making cross-border payments
2) Use Danske eBanking – also an easy and inexpensive way of making cross-border payments
3) Contact your Danske Bank branch

Advantages of using our digital solutions: Danske Mobile Banking and Danske eBanking:

• You can use our digital banking solutions at any time that suits you – 24/7
  
• Using our digital solutions to make a cross-border transfer is cheaper than ordering a transfer at your branch
  

Read more and order Danske e-banking

Once you have ordered Danske eBanking, you can order the Danske Mobile Banking app for your mobile device.

Read more

Read more (in Danish only) about Danske Mobile Banking 

Danske Mobile Banking and Danske eBanking offer you the easiest and most inexpensive way of transferring money to another country. 

To set up a cross-border transfer, simply follow these steps:

Danske Mobile Banking

• Select ‘Transfers’ at the bottom of the screen
  
• Select ‘International transfer’
  
• Choose the country – and follow the instructions

Danske eBanking

• Select ‘Pay and transfer’ in the top of the screen
• Select ‘Transfer funds abroad’
• Fill in the form

If you do not use our digital solutions

If you do not have Danske Mobile Banking or Danske eBanking or if you do not want to use these, you can:

• Contact one of our branches 
• Fill in and send us the form Request for foreign transfer from Denmark (pdf) or Request for a foreign draft from Denmark (pdf).

Useful information

When you transfer money to another country, you can do a number of things to make the transfer as safe and inexpensive as possible:

• Use an account-to-account transfer rather than a cheque. Account-to-account transfers are cheaper for both you and the person receiving the money (the payee).
• Make the transfer through Danske Mobile Banking or Danske eBanking – an inexpensive and easy way of making cross-border payments.
• Always make sure the BIC and IBAN are correct.
• Always select the 'The Sender And The Payee Share The Costs' option.

If someone in another country is going to transfer money to you, provide the following information:

• Danske Bank’s SWIFT/BIC: DABADKKK
• Your IBAN. You can see your IBAN on your account statements from Danske Bank and in Danske eBanking
• You can see the transfer in Danske eBanking immediately after the money has been deposited in your account. If you do not use eBanking, you receive advice of the transfer by post

Useful information
Encourage the sender to use an account-to-account transfer rather than a cheque. Account-to-account transfers are cheaper for both you and the sender.

Foreign cheques
If you want to cash a foreign cheque, you can do so at your branch or you can fill in a form and send the cheque to us accompanied by the form.

Cashing of foreign cheque(s) (PDF)
– if you want to send a cheque by post to us

Acknowledgement of receipt of foreign cheque(s) (PDF)
– if you want to hand the cheque in yourself

Terms and conditions for transfers to and from Denmark – consumers (PDF)

Making a cross-border transfer

If you want to transfer money abroad, you need to have certain information from the person who will receive the money (the payee).

• Most countries use IBAN, which stands for International Banking Account Number. The payee can typically find their IBAN under their own account information.
• For countries that do not use IBAN, you must provide the payee's account number AND the receiving bank’s SWIFT/BIC code instead. 

SWIFT stands for Society for Worldwide Interbank Financial Telecommunication. BIC stands for Bank Identifier Code. Most often, SWIFT/BIC is simply called BIC.

In both Danske Mobile Banking and Danske eBanking, you can find help to find the receiving bank’s SWIFT/BIC code if the payee has not informed you of it.

Transfers from abroad
To receive a transfer from abroad, you must provide the sender with your IBAN and/or SWIFT/BIC and possibly Danske Bank's address.

You can find your IBAN in Danske Mobile Banking and Danske eBanking:

• In Danske Mobile Banking – select an account, then tap the three dots in the top right corner and then tap on 'Details'.
• In Danske eBanking – you will find your IBAN under the conditions for the individual account.

Danske Bank IBANs are 18 characters long and consist of a country code (DK), control number (2 characters), registration number (4 characters) and account number (10 characters).

Danske Bank’s SWIFT/BIC code is DABADKKK

To avoid fraud targeted at both you and Danske Bank, we verify randomly selected cross-border transfers. This means that you may receive a text message asking you to confirm the amount and country of the payee you have entered. If we do not have your mobile phone number, or if you cannot receive text messages, we will verify the payment manually and call you if we have any questions.

The extra security check does not affect fees, exchange rates, processing time or the like, and is carried out only to enhance security in connection with cross-border transfers.