Improved insights into your investments

With the EU MiFID II regulation that came into force on 1 January 2018, we have introduced a number of improvements in the investment area. Most recently, we have made it even easier to get an overview of the costs associated with your investments.

When you invest with us, we keep you updated on your investments. You will receive:

• Individual reports
  You receive individual quarterly reports by default.
  
  
• Direct notification if the value of your investment falls
  If you have a managed account solution with us, we will notify you directly if the value of the investment drops by more than 10 per cent relative to the value stated in the latest quarterly investment report. We will also notify you if you have a leveraged product (e.g. warrants and certificates), and the value drops by more than 10 per cent relative to the highest price that you have paid for the product.     

When deciding on how to invest, it is important that you know the costs related to the various options. You get:

• A detailed overview of costs in reports
  Your quarterly reports list your total costs, both as a percentage and in Danish kroner. The reports also include detailed information about your total costs.
  
  

• Cost handbook
  The handbook shows the costs of trading in individual securities. You can use the handbook as a supplement to your other price overviews before deciding how to invest. The handbook is available in the trading overview in your mobile bank and in eBanking. You can also access the cost handbook here.

We have made it easier for you to access documentation of how we take all sufficient steps to produce the best results possible for our customers. Moreover, we now file more information about how we have executed your latest trades.

• Documentation of how we execute trades
  You have access to quarterly reports that document how we ensure that our customers get the best possible results. You can find the documentation at danskebank.com/bestexecution.
  
  
• Filing of trading information
  Regardless of whether you invest yourself or we invest on your behalf, we file information about how we have advised you and executed trades. We keep the data on file for seven years.