Changes to interest rates on deposits and loans

On 1 February 2023, we raise the interest rate on the savings account Danske Indlån and on 20 February 2023, we also raise the interest rate on bank loans and credit facilities. If you have products affected by the new interest rates, you will receive a letter in January 2023 explaining what this means for you.

We raise the interest rates on the Danske Indlån savings account

 If you have your NemKonto with Danske Bank, the rate of interest on savings in a Danske Indlån account will be raised from 1 February 2023. The interest rate is variable and depends on the size of your savings:  

  • 0.50% p.a. for deposits up to DKK 100,000 
  • 1.00% p.a. for the part of deposits that exceeds DKK 100,000
  • 1.25% p.a. for the part of deposits that exceeds DKK 500,000 

If you do not have your NemKonto with Danske Bank, the interest rate will be 0% p.a.

 

How to open a Danske Indlån account
It is easy, and free of charge, to open a Danske Indlån account in Danske Mobile Banking or Danske eBanking. There is no commitment period and you can transfer money to the account whenever you want. Moreover, one withdrawal/transfer from the account per month is free of charge. Additional withdrawals/transfers are subject to a fee of DKK 40 per transaction.

Read more about the terms and conditions applying to Danske Indlån accounts. 


Guide to opening a Danske Indlån account in Danske eBanking

fe0a4e21-412b-4f86-8c06-797b69d47159

The Danske Toprente savings account will soon become available again

In connection with the interest rate changes, we will reintroduce Danske Toprente. With this product, you deposit your savings in a restricted access account for a fixed term in return for a favourable interest rate. Danske Toprente will be reintroduced within the next month and will be available for ordering in Danske eBanking. We will also provide information about actual deposit terms and the associated interest rates offered in Danske eBanking. You can read more on this page as soon as the product becomes available.

Favourable interest rate on child savings accounts, Danske Gave gift accounts and accounts for children.

We are changing the variable interest rate applying to child savings accounts and Danske Gave gift accounts to 1.00% p.a. for the full amount deposited. 
Furthermore, we raise the interest rates for Ponduskonto, Danske Ung and Min Konto accounts: 

  • 0.50% p.a. for deposits up to DKK 100,000 
  • 1.00% p.a. for the part of deposits that exceeds DKK 100,000
  • 1.25% p.a. for the part of deposits that exceeds DKK 500,000 

You do not need to have your NemKonto with us to obtain the above interest rates.

New interest rates on loans

We will also raise the interest rate payable on bank loans and credit facilities by 1.1 percentage points. If you have products affected by the new interest rates, you will receive a letter explaining what this means for you. We expect that you will receive the letter before 20 January 2023. The new interest rates will apply from 20 February 2023.


Are you a Private Banking customer?

We are also changing the variable deposit rate for our Private Banking customers.

Read more here 

Find the right investment

Do you have cash deposits, and would you like to learn more about investment options? 

Find the right investment here 

Do you need advice about your options?

You are always welcome to book a meeting with us if you want to discuss your options in relation to savings and/or investing. 

Book a meeting

FAQ

Få alle fordelene i dag. Bliv kunde i Danske Bank.