We have removed negative interest rates and introduced positive rates on selected personal customer account types
Since 1 October 2022, you have no longer paid negative interest to have money deposited in an account with us. We have changed the variable interest rate on personal customer deposits in Danish kroner to 0% p.a. In addition, we have introduced positive interest rates on savings accounts and accounts for children.
Positive interest rates on the Danske Indlån savings account
If you have your NemKonto with Danske Bank, the rate of interest on savings in a Danske Indlån account have been positive from 1 October 2022. The interest rate is variable and depends on the size of your savings:
- 0.40% p.a. for deposits up to DKK 100,000
- 0.60% p.a. for the part of deposits that exceeds DKK 100,000
- 0.80% p.a. for the part of deposits that exceeds DKK 500,000
If you do not have your NemKonto account with Danske Bank, the interest rate will be 0% p.a.
In Danske eBanking and Danske Mobile Banking, you can check whether you already have a Danske Indlån account. If so, the interest rate on the account will automatically be reset to the new rates applicable from 1 October 2022. If you have given the account another name, you can go to Danske eBanking and look under ‘Terms’ to check whether an account is a Danske Indlån account.
How to open a Danske Indlån account
It is easy, and free of charge, to open a Danske Indlån account in Danske eBanking using your computer or tablet. There is no commitment period, and you can transfer money to the account when you want. Moreover, one monthly withdrawal/transfer from the account is free of charge. Additional withdrawals/transfers are subject to a fee of DKK 40 per transaction.
Read more about the terms and conditions applying to Danske Indlån accounts.