We add credit interest every year on 31 December if the interest amount for the period is positive. The size of the interest amount depends on the size of the amount deposited and the type of account you have. 

You can view the accrual of positive interest on an ongoing basis directly in Danske eBanking. You give your consent by clicking Terms next to the account.

For pension accounts with cash balances, the variable interest rate will be as follows from 1 May 2023:

• 0.76% p.a. for deposits up to DKK 100,000
• 0.96% p.a. for the part of deposits that exceeds DKK 100,000
• 1.16% p.a. for the part of deposits that exceeds DKK 500,000 

We will automatically report your interest amounts to the Danish Tax Agency.

If you have a Danske Indlån account that you hold jointly with your spouse/partner or someone else, and at least one of you have your NemKonto account with us, you will also have a positive rate of interest on your savings. Interest income is distributed equally between you on your tax assessments. This happens automatically. 

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We will also raise the interest rate on the Kreditorbeskyttet Konto account product (an account type with protection from creditor claims). The changes take effect on 1 May 2023, and the rates will be as follows:

• 0.75% p.a. for deposits up to DKK 100,000 
• 1.50% p.a. for the part of deposits that exceeds DKK 100,000