We have removed negative interest rates and introduced positive rates on selected personal customer account types

Since 1 October 2022, you have no longer paid negative interest to have money deposited in an account with us. We have changed the variable interest rate on personal customer deposits in Danish kroner to 0% p.a. In addition, we have introduced positive interest rates on savings accounts and accounts for children.

Positive interest rates on the Danske Indlån savings account

 If you have your NemKonto with Danske Bank, the rate of interest on savings in a Danske Indlån account have been positive from 1 October 2022.  The interest rate is variable and depends on the size of your savings: 

  • 0.40% p.a. for deposits up to DKK 100,000 
  • 0.60% p.a. for the part of deposits that exceeds DKK 100,000
  • 0.80% p.a. for the part of deposits that exceeds DKK 500,000 

If you do not have your NemKonto account with Danske Bank, the interest rate will be 0% p.a.

In Danske eBanking and Danske Mobile Banking, you can check whether you already have a Danske Indlån account. If so, the interest rate on the account will automatically be reset to the new rates applicable from 1 October 2022. If you have given the account another name, you can go to Danske eBanking and look under ‘Terms’ to check whether an account is a Danske Indlån account.
 

How to open a Danske Indlån account
It is easy, and free of charge, to open a Danske Indlån account in Danske eBanking using your computer or tablet. There is no commitment period, and you can transfer money to the account when you want. Moreover, one monthly withdrawal/transfer from the account is free of charge. Additional withdrawals/transfers are subject to a fee of DKK 40 per transaction.

Read more about the terms and conditions applying to Danske Indlån accounts. 


Guide to opening a Danske Indlån account in Danske eBanking

fe0a4e21-412b-4f86-8c06-797b69d47159

 

Favourable interest rate on child savings accounts, Danske Gave gift accounts and accounts for children.

We have changed the variable interest rate applying to child savings accounts and Danske Gave gift accounts to 0.80% for the full amount deposited. 

Furthermore, we have introduced positive interest rates for Ponduskonto, Danske Ung and Min Konto accounts: 

  • 0.40% p.a. for deposits up to DKK 100,000 
  • 0.60% p.a. for the part of deposits that exceeds DKK 100,000
  • 0.80% p.a. for the part of deposits that exceeds DKK 500,000 

You do not need to have your NemKonto with us to obtain the above interest rates.

Are you a Private Banking customer?

We are also changing the variable deposit rate for our Private Banking customers.

Read more here 

Do you have cash deposits?

If you have cash deposits and would like to learn more about investment options, follow this link.

Read more 

Do you need advice about your options?

You are always welcome to book a meeting with us if you want to discuss your options in relation to savings and/or investing.

Book a meeting

FAQ

Få alle fordelene i dag. Bliv kunde i Danske Bank.